Racheli Refael
  • Home
  • About
    • Meet Racheli, Your Mortgage Fairy
    • Schedule a Consultation
  • Mortgage Info
    • Credit — What Makes your Credit Score eBook
    • First Time Buyer Tips
    • First Time Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • How to Buy a Home | The Loan Process and Checklist
    • Mortgage Calculator
  • Real Estate Info
    • Boca Raton Real Estate
    • Fort Lauderdale Real Estate
    • Miami Real Estate
  • Blog
  • Leave a Review!
  • Contact
    • Contact – Connect with Racheli Online
    • Ask Racheli
Select Page

What’s Ahead For Mortgage Rates This Week – July 29th, 2024

by lizlaurenb | Jul 29, 2024 | Financial Reports

Following the release of the PCE Index figures, which the Federal Reserve prefers as its key inflation metric, the data indicates a slight increase in inflation for the third quarter. Nonetheless, market sentiment remains unchanged, and the prediction that the Federal...

What’s Changed in the Industry? The Post-COVID Mortgage Landscape

by lizlaurenb | Jul 26, 2024 | Mortgage Rates

The COVID-19 pandemic reshaped many industries, and the mortgage sector was no exception. As we move further away from the pandemic, the mortgage industry continues to adapt, reflecting new economic realities, regulatory changes, and shifts in consumer behavior. For...

Fixed vs. Graduated vs. Interest-Only Mortgage Amortization

by lizlaurenb | Jul 25, 2024 | Mortgage

When selecting a mortgage, one of the most critical decisions is choosing the right amortization schedule. This choice significantly impacts your monthly payments and the total interest you’ll pay over the life of the loan. Here, we’ll compare three common...

Financing Home Improvements with Renovation Loans

by lizlaurenb | Jul 24, 2024 | Construction Loan

As a mortgage originator, I often encounter homeowners and buyers looking for ways to finance their home improvement projects. Renovation loans offer a fantastic solution, enabling you to upgrade and personalize your home while incorporating the cost into your...

The Importance of Employment History in Mortgage Approval and How Job Changes Impact Your Chances

by lizlaurenb | Jul 23, 2024 | Home Mortgage

When you’re applying for a mortgage, lenders scrutinize several aspects of your financial life to determine your eligibility. One crucial factor that can significantly influence the outcome is your employment history. Consistent and stable employment...
« Older Entries
Next Entries »

Licensing

Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

Quick Links

  • Leave Us a Review!
  • Accessibility Statement
  • Privacy Policy
  • Contact Us
Equal Housing Lender

Connect with Us on Social Media