Meet Racheli, Your Mortgage Fairy

When it comes to mortgages, the person you want to know is Racheli Refael, Fort Lauderdale Mortgage Advisor, because like one of her clients so eloquently put it: Talking to Racheli is like talking to 100 Banks

In Racheli’s Words:
“I believe in finding Creative Solutions so that people feel empowered to overcome obstacles,
see possibilities, and take immediate action.”

Where to find Racheli—>
“I take the bird’s eye view approach, that I learned in the Israeli Army,
so I can see Solutions where others may not.
I happen to open doors to home ownership.
I do mortgagesWho do you know that wants to buy a home?

For the past 26+ Exceptional years Racheli has been serving the booming South Florida area with Effective, Prompt and Superb Mortgage Financing.
Her committed Team of 5 Super Servant, Service-Oriented, Attentive to details and Dynamic people,
are ready to exceed your expectations and meet your needs in our Friendly and Centrally Located office in East Fort Lauderdale.

Who does Racheli help:

  • Home Buyers and Home Owners who want a “Personal” Mortgage Consultant,
    That offers mortgage solution, throughout the loan process.
    You will know exactly what you qualify for right from the start of the process.
  • Divorcees who have a home as part of their settlement.
    Know before you sign what can or cannot be executed.
    As a member of The National Association Of Divorce Professionals
    Racheli can guide you, and help figure out the Mortgage After a Divorce.
  • Divorce Attorneys & Mediators who need a helping hand to figure out
    which party can assume or get a mortgage and how much the party can qualify for.
  • First Time Home Buyers  who want to know exactly what they qualify to buy
    right from the start and without the hiccups or denials right before closing.
  • Self Employed People that may have somewhat complex tax returns,
    and can appreciated the guidance and advice Racheli provides on
    How To Buy A Home as Self Employed Borrower.
    Mortgages for Self Employed Interview with Racheli. 
    Top questions and answers for Self Employed Borrowers.
  • CPA’s who want to help their clients with clear and useful information about Mortgages.
  • Real estate Agents  who are looking to have a smooth transaction regardless if they are on the BUYER or SELLER side, providing Great Rates! Great Programs! And FAST closings.

Acting as a Direct Lender, or a Mortgage Broker enables Racheli
to better attend to your specific needs and offer you more options.

Have a question?
“Talk to Racheli 1st it’s like talking to 100 banks”

View More Testimonials

EllingtonVania Saleem Testimonial

Eti MooreFazieGordon_MeritteHeatherJohnny_Garcia




Richard_WeberSherree_EskowitzTamika Christian_Leal Clara_Pinkus

Turner Thank you 3-2017


Racheli Refael Mortgage Lender has been active in the financial arena since 1987, and a Mortgage Broker since 1995. Serving the Florida Gold Coast Broward, Ft. Lauderdale, Palm Beach, Miami Dade and Port St. Lucie, counties, Racheli works with buyers from both the US and abroad.

Whether you are buying or refinancing a home choosing the right program is far more important than simply finding the lowest interest rate. As the Real Estate market continues to change, IMAGINE having a ”PERSONAL ADVISOR” who is a professional that understands the industry and KNOWS how to keep you ahead of the game. That’s Racheli for you, she will guide you through the process on How To Buy A Home.

Racheli’s business is built through attention to details and listening to her client’s needs, that’s why so many feel confident and comfortable in referring their colleagues and friends.
See what others have to say about Racheli.

To meet the demand of today’s sophisticated clients Racheli attends numerous conferences and is a mentor to Realtors and mortgage brokers through Buffini and Company, the largest Real Estate coaching organization;

Racheli constantly researches for new programs that enable her to stay ahead of others in her field. Working with a professional Real Estate Agent is Key. Racheli will be glad to refer you to one that will be “just right” for you. You can always count on Loans 4 U Racheli Refael Smilovits, your personal Fort Lauderdale Mortgage Lender to go the extra mile to help you reach your goals. So Remember~ ~when it’s time to run the numbers and discuss your specific needs, Don’t keep Racheli a secret, just give her a call… SHE WILL MAKE THE TIME to serve you and your referrals!

Since 1995 “Housing” Your Dreams

Racheli Refael Smilovits Mortgage Lender 954-LOANS-4-U (562-6748)
N M L S #: 6 4 9 1 8

Leave a Reply

Your email address will not be published. Required fields are marked *