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Variable-Rate VS. Fixed-Rate Mortgages – Which Is Better For Your Financial Situation?

by Racheli Refael | Feb 19, 2021 | Mortgage Rates

When applying for a new home mortgage, many loan applicants initially consider applying for a 30-year fixed rate mortgage. This is perhaps the most common and traditional type of mortgage available. It allows you to enjoy the opportunity to pay for your home over the...

Understanding The Key Factors That Affect Your Mortgage Interest Rate

by Racheli Refael | Feb 18, 2021 | Mortgage Rates

When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. These may be rates that seem too good to be true, and you may gladly contact the lender or mortgage company to complete your loan application....

Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

by Racheli Refael | Feb 5, 2021 | Home Mortgage Tips

Finding a proper mortgage loan and understanding the processing procedures behind the loan is the basis of good research. The down payment on a mortgage loan is typically significant when dealing with mortgage insurance. Most loan applications with less than 20% down...

Three Tips for How to Secure a Mortgage if You Are A Self-Employed Entrepreneur

by Racheli Refael | Feb 3, 2021 | Home Mortgage Tips

If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances....

How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance?

by Racheli Refael | Jan 13, 2021 | Mortgage Rates

Do you have a mortgage? You’ve likely seen or heard a lot about mortgage refinancing as interest rates remained low in recent months. In today’s blog post we’ll explore the topic of mortgage refinancing, including when you should consider refinancing...
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Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

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