by Racheli Refael | Aug 3, 2021 | Home Mortgage Tips
If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as...
by Racheli Refael | Jul 30, 2021 | Home Mortgage Tips
If you’re like most homeowners, you probably believe that one missed mortgage payment won’t have a noticeable impact on your FICO score. People get behind now and then, and besides, you’ve been faithfully making payments on time for years. How bad...
by Racheli Refael | Jul 20, 2021 | Home Mortgage Tips
If you’re just jumping into the game of home purchasing, you are likely considering all of your loan options and may even have heard the term mortgage rate lock. For those who don’t like to gamble, a mortgage rate lock can offer a bit of reassurance, but...
by Racheli Refael | Jul 16, 2021 | Home Mortgage Tips
Mortgages are expensive, and closing costs only add to the financial burden that homebuyers face. But with a little knowledge, you can pinpoint places to save on your mortgage closing costs and keep more money in your pocket. When you’re negotiating your next...
by Racheli Refael | Jun 30, 2021 | Home Mortgage Tips
A mortgage application is typically several pages in length, and it requires you to provide a considerable amount of information about your personal, professional and financial life. Some mortgage applicants may not have access to all of the information when...
by Racheli Refael | Jun 8, 2021 | Home Mortgage Tips
It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment if...
