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The Pros and Cons of Paying Your Mortgage Bi-weekly Vs. Monthly

by Racheli Refael | Jun 4, 2021 | Home Mortgage Tips

When applying for a new mortgage or after closing, many may have the option to choose between a single monthly mortgage payment or smaller bi-weekly payments. There are benefits and drawbacks associated with both options, and some personal financial considerations may...

Looking to Close Faster? Follow This Easy Guide to Speeding Up the Mortgage Process

by Racheli Refael | May 25, 2021 | Home Mortgage Tips

If you’re buying a home, you’ll want to try to get your mortgage processed as quickly as possible. Improperly filed mortgage applications are one of the biggest reasons why home sales get delayed, and if you have a hard move-out date already set,...

The Pros and Cons of Using Spare Funds to Pay Your Mortgage Down Faster

by Racheli Refael | May 21, 2021 | Home Mortgage Tips

A home mortgage payment can be a large or even the largest expense in a person’s budget, and not having this payment any longer can be a life changing experience. Because of this, you may be dreaming about the day when you no longer have to make this payment....

3 Easy Ways to Put Aside a Bit of Extra Cash So You Can Pay off Your Mortgage Faster

by Racheli Refael | Apr 14, 2021 | Home Mortgage Tips

If your personal budget is similar to many other people’s budgets, your home mortgage payment is by far the largest expense that you pay for each month. In fact, this payment may easily account for 20 or 25 percent or more of your take-home income....

Suffering from Credit Problems? Understanding Mortgage Lenders and How They Assess Your Credit

by Racheli Refael | Apr 6, 2021 | Home Mortgage Tips

One of the most significant factors a mortgage lender will review when you apply for a new mortgage loan is your credit history and rating. While some people have stellar credit, others have a troubled credit history with lower scores. If you fall into the latter...

The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

by Racheli Refael | Mar 30, 2021 | Home Mortgage Tips

If you are thinking about buying a new home in the near future, you may already be searching online to get a feel for the different types of homes available in the local area. You may have reviewed your budget, and you may have a fair idea about a sales price that is...
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Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

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