by lizlaurenb | Dec 11, 2024 | Holidays
As the year draws to a close, it’s the perfect time to take stock of your financial health and set yourself up for success in the coming year. You can create a solid foundation to achieve your goals by focusing on key areas. Here are five important financial...
by Angel Leon | Dec 11, 2024 | Around The Home, Spanish
Ser propietario de una casa es una gran responsabilidad y una de las inversiones más valiosas que muchos de nosotros haremos en nuestra vida. Al igual que cualquier activo valioso, tu hogar requiere cuidado y mantenimiento para asegurarse de que se mantenga en...
by lizlaurenb | Dec 10, 2024 | Credit Scoring
Refinancing a mortgage can provide significant financial benefits, such as lowering your interest rate or accessing home equity. However, it’s important to understand how the process may temporarily affect your credit score. Here’s an in-depth look at the...
by lizlaurenb | Dec 9, 2024 | Financial Reports
With the CPI and PPI scheduled for release in the upcoming week, the previous week was lightly peppered with a small amount of impactful financial data releases. The highlight was the S&P Manufacturing PMI, which reported final numbers for the year showing...
by lizlaurenb | Dec 6, 2024 | Mortgage Rates
As the year comes to a close, it’s the perfect time to consider refinancing your mortgage. Whether you’ve been thinking about lowering your monthly payment, securing a better interest rate, or tapping into your home’s equity, refinancing can offer...
by lizlaurenb | Dec 5, 2024 | Home Buyer Tips
When you’re buying a home, one important component of the real estate contract is the appraisal contingency. This clause protects the buyer in case the property’s appraisal comes in lower than the agreed-upon sale price. While it’s a common part of...
by lizlaurenb | Dec 4, 2024 | Mortagage Tips
Purchasing a home is a significant financial milestone, but for many potential buyers, the upfront costs and down payment can be a barrier. Fortunately, there are a variety of mortgage assistance programs available through government agencies and nonprofit...
by Angel Leon | Dec 4, 2024 | Spanish
¿Qué es una Hipoteca Verde? Una hipoteca verde es un tipo de préstamo hipotecario diseñado para incentivar prácticas de construcción energéticamente eficientes. Estas hipotecas están específicamente adaptadas para propiedades que cumplen con ciertos estándares...
by lizlaurenb | Dec 3, 2024 | Home Buyer Tips
As the year draws to a close, it’s the perfect time to take a step back and review your financial health, especially if you plan to purchase a home next year. Whether you’re a first-time buyer or looking to upgrade, proper preparation can make all the...
by lizlaurenb | Dec 2, 2024 | Financial Reports
Leading off with the FOMC Minutes, the Federal Reserve has stated once again they will maintain a “gradual” approach to cutting interest rates, which has aligned with their goals of meeting their target 2% inflation goal. The PCE Index release numbers, the...