October 2021 Archives

13 Oct 2021

Looking for an Eco-friendly Upgrade? Try These Easy Ways to Save Water Around the Home

Around The Home

With the impact we have on our environment becoming a matter of greater concern, it's becoming more important for the average citizen to know they're doing their part. While there are many simple tricks for saving water that will make you feel better about your environmental footprint, here are a few easy upgrades that will make that saving a little more automatic. Consider a Cistern Device With outhouses a thing of the past, flushing the toilet has become one of the ways in which household water is being overused the most, but flushing less simply isn't a viable option. Instead of wasting water in this way, purchase a displacement device and…

12 Oct 2021

By Mortgage Blog Content

The Timeline: Prequalifying To Closing

Mortgage

Even though purchasing a new home can be exciting, it can also be stressful. There are a lot of tasks that need to be completed between qualifying for a mortgage and receiving the necessary funds. Therefore, potential homeowners need to understand the timeline so they make sure they are on track to meet their closing dates. What are a few examples of important milestones that have to be accomplished? Make An Offer On A Home After getting pre-qualified for a mortgage, the next step is to make an offer on the right house. An offer on a home has a lot of information. This includes the offer price, the size of the…

11 Oct 2021

By Mortgage Blog Content

What’s Ahead For Mortgage Rates This Week – October 11, 2021

Financial Reports

Last week’s scheduled economic news included readings on public and private-sector jobs and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also published. Non-Farm Payrolls: Jobs Growth Dips Sharply in September U.S. jobs growth dipped sharply in September according to the federal government’s Non-Farm Payrolls report. 194,000 public and private sector jobs were added and fell far short of the expected reading of 500,000 jobs added. 366,000 public and private sector jobs were added in August. Hiring lagged as continuing concerns over Covid kept workers at home. Less hiring at public schools reduced September’s jobs growth at a time when schools traditionally hire for the upcoming…

08 Oct 2021

By Mortgage Blog Content

Baby on the Way? Helpful Advice for Managing a Mortgage With Only One Parent Working

Home Mortgage Tips

If you're dealing with paying off your mortgage and going down to a one-income family, it can be complicated to determine how to financially swing it. However, becoming a parent and managing a mortgage are quite common nowadays with maternity leave and the modern family. While managing a mortgage on just one salary can be a challenge, there are a few simple things you can do to make it work. Buy The House You Can Afford It may sound much too simple, but many people get so wrapped up in the concept of a dream home that they forget about what makes the cost of it manageable from month to month.…

07 Oct 2021

By Mortgage Blog Content

Exploring Asbestos Prevention And The Top Green Alternatives

Mortgage Tips

Houses across the country come in all shapes and sizes. Some of them are older than others, so they might come with aspects that are a bit outdated. Unfortunately, there are a lot of locations where older homes might still have asbestos in them. While this should be something that comes up on the inspection, buyers need to be aware of these serious issues. If the home was built before 1980, there is a major chance that the building might have asbestos in it. Fortunately, there are alternatives to this type of insulation. Where Is Asbestos Found In The Home? There are a number of locations where asbestos might be hiding…

06 Oct 2021

By Mortgage Blog Content

Getting Your Mortgage Application Approved As A Self-Employed, First-Time Homebuyer

Real Estate

A significant number of people are self-employed, which means they might be relying on this income to apply for a mortgage. It is true that people who are self-employed may face additional challenges when trying to get approved for a home loan when compared to someone with traditional W2 income, these are obstacles that can be overcome. With the right qualifications and documentation, even first-time homebuyers who are self-employed should be able to qualify for the home loan they need. Lenders Assess Someone’s Ability To Repay The Loan First, lenders are trying to make sure the person will repay the loan. Lenders believe that someone with W2 income has a stable…