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Racheli Refael December 3, 2019

How Are Mortgage Rates Determined?

When someone is interested in buying a home, there are a number of factors that people need to consider. Some of these include the budget, the size of the home, and the mortgage interest rates.  The mortgage rate is going to play a tremendous role in whether or not someone is going to be able to afford their dream home. For this reason, it is critical for everyone to know how a mortgage rate is determined. There are a number of factors in someone's financial history that are going to impact … [Read more...]

Filed Under: Mortgage Tagged With: Market Conditions, Mortgage, Mortgage Rates

Racheli Refael November 1, 2019

When’s The Best Time To Buy A House?

If you happen to want to move to a hot market for home sellers, here is some advice. Go looking for a home to buy when it is freezing outside or the weather is otherwise severe. Buying a home is both about finding one you like and beating out others if the market has buying competition.  Days On Market To find out the competition for a particular market, check the median number of days that a home is listed on the market before it sells. This is called the "days on market." In a hot … [Read more...]

Filed Under: Real Estate Tagged With: Market Conditions, Market Trends, Real Estate

Racheli Refael September 19, 2019

Fed Policymakers Cut Key Rate Range by .25 Percent

The Federal Reserve's Federal Open Market Committee reduced its key short-term interest rate range one-quarter percent to 1.75 to 2.00 percent during it's September meeting. While FOMC members had mixed opinions on reducing the benchmark rate range for short term loans, the post-meeting statement suggested that reducing the federal funds rate was a hedge against inflation. The federal funds rate impacts short-term consumer loan rates for autos and adjustable rate mortgages, but does not impact … [Read more...]

Filed Under: Market Outlook Tagged With: FOMC, Market Conditions, Market Trends

Racheli Refael September 4, 2019

Young Home Buyers Are A Growing Trend

A new group of young American adults is emerging as home buyers. These are the young adults who were born after 1995 and are part of the demographic group named Generation Z (Gen Z). In 2019, there are 31.5 million Gen Z members who are adult age. This will increase to 44.5 million adults in this demographic group by 2032 as all the younger members become adults. Right now, there are around 14 million adults in the Gen Z category who are using credit for the first time. Not Too Young To Buy A … [Read more...]

Filed Under: Real Estate Tagged With: Market Conditions, Market Trends, Real Estate

Racheli Refael August 28, 2019

Case-Shiller: June Home Prices Grew at Slowest Pace in 12 Years

Home price growth continued to slow in June according to Case-Shiller's 20-City Home Price Index. 17 cities reported higher home prices in June, but three cities reported lower home prices month-to-month. Seattle, Washington was the only city to report lower home prices year-over-year in June. Phoenix, Arizona Home Price Growth Highest in June Phoenix, Arizona toppled Last Vegas, Nevada's hold on first place for home price growth in June. According to Case-Shiller's 20-City Home Price Index, … [Read more...]

Filed Under: Market Outlook Tagged With: Case Shiller, Market Conditions, Market Trends

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200 S Andrews Avenue Suite 500
Fort Lauderdale, FL 33301

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