Racheli Refael
  • Home
  • About
    • Meet Racheli, Your Mortgage Fairy
    • Schedule a Consultation
  • Mortgage Info
    • Credit — What Makes your Credit Score eBook
    • First Time Buyer Tips
    • First Time Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • How to Buy a Home | The Loan Process and Checklist
    • Mortgage Calculator
  • Real Estate Info
    • Boca Raton Real Estate
    • Fort Lauderdale Real Estate
    • Miami Real Estate
  • Blog
  • Leave a Review!
  • Contact
    • Contact – Connect with Racheli Online
    • Ask Racheli
Select Page

Deciding Between 30-Year vs. 20-Year Mortgages: Which Is the Right Fit for You?

by lizlaurenb | May 7, 2024 | Mortgage Rates

Are you in the market for a new home? One of the most crucial decisions you’ll face is choosing the right mortgage term. With options like 30-year and 20-year mortgages available, it’s essential to weigh the pros and cons to make an informed decision that...

Bloqueos de tasas hipotecarias: cuándo y cómo asegurar la mejor tasa

by lizlaurenb | Feb 8, 2024 | Mortgage Rates

Los bloqueos de tasas desempeñan un papel crucial en el proceso de solicitud de hipoteca, ya que ayudan a los prestatarios a obtener una tasa de interés favorable para su préstamo hipotecario. A continuación se ofrece una explicación de la importancia de los bloqueos...

Mortgage Rate Locks: When and How to Secure the Best Rate

by lizlaurenb | Dec 29, 2023 | Mortgage Rates

Rate locks play a crucial role in the mortgage application process, helping borrowers secure a favorable interest rate for their home loan. Here’s an explanation of the importance of rate locks and when and how to secure the best rate: Interest Rate Protection:...

Understanding the Distinction Between Mortgage Interest Rates and APR

by lizlaurenb | Aug 8, 2023 | Mortgage Rates

When it comes to securing a mortgage, borrowers are often confronted with various terms and figures that may seem confusing at first glance. Two key components that play a significant role in determining the cost of a mortgage are the interest rate and the APR (Annual...

FICO Scores and Your Mortgage: How to Bump Your FICO Score to Secure a Better Mortgage Rate

by Racheli Refael | Sep 3, 2021 | Mortgage Rates

Is your credit score holding you back from getting the best rate on your next mortgage? The good news is that there are actions that you can take to increase your credit score and improve the interest rate offered on your next home loan. Here are a few easy and...

3 Reasons Why the Lowest Mortgage Interest Rate Isn’t Always Your Best Option

by Racheli Refael | May 18, 2021 | Mortgage Rates

One of the more common methods that home loan applicants use to find the best loan program available is to compare interest rates, but choosing the lowest rate possible is not always the best option available. In fact, in some cases, it may be one of the least...
« Older Entries
Next Entries »

Licensing

Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

Quick Links

  • Leave Us a Review!
  • Accessibility Statement
  • Privacy Policy
  • Contact Us
Equal Housing Lender

Connect with Us on Social Media