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Archives for April 2022

Racheli Refael April 29, 2022

There Are Several Great Reasons To Consider Buying A Condo Today

Many would-be homebuyers are now considering buying a condominium instead. Condominiums may be a good option for first-time buyers who are experiencing obstacles when searching for properties that meet their budgets and other criteria. Here’s why: Condos Might Offer More Budget-Friendly Options In today's housing market, supply constraints are a fact of life. Including condominiums in a home search might expand the pool of alternatives. Remember, condos are often less … [Read more...]

Filed Under: Mortgage Tagged With: Condo, Mortgage, New Home

Racheli Refael April 28, 2022

Do You Want To Own A Second Home?

Build Wealth More Quickly One of the first benefits of owning a second home is that you can build wealth more quickly. One of the major benefits of investing in real estate is that you can leverage the bank's money to help you build wealth. Even though you may have only put down 20 percent, 100 percent of the property’s appreciation benefits you, as you own the home. If you own a second home, you can build wealth more quickly because you are doing this with two separate properties. Enjoy … [Read more...]

Filed Under: Mortgage Tagged With: Diverse Investment, Mortgage, Second Home

Racheli Refael April 27, 2022

Case-Shiller, FHFA Post New Records for Home Price Growth

S&P Case-Shiller’s National Home Price Index rose by 19.80 percent year-over-year in February and was the third-largest pace of home price growth since the National Home Price Index’s inception. The 20-City Home Price Index reported that Phoenix, Arizona held its first-place ranking with year-over-year home price growth of 32.90 percent. Tampa, Florida maintained its second-place standing with year-over-year home price growth of 32.60 percent. Miami, Florida reported … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Housing Market

Racheli Refael April 26, 2022

Why are home prices and interest rate on a rise for 2022?

Mortgage Rates and Home prices are going UP UP UP. You probably noticed that home prices have been on the rise and interest rate are following since January of 2022, But you may not know why. Hi I'm Racheli Refael a mortgage advisor here in Sunny South Florida. Let me go over 5 reasons why this is happening and what you can do to prepare. The unfortunate thing is that all those forces  are happening all at the same time like The perfect Storm. Artificially … [Read more...]

Filed Under: Home Buyer Tips, Home Buying Tips, Home Mortgage, Home Mortgage Tips, Housing Market

Racheli Refael April 26, 2022

Exploring Homebuyer Assistance Programs: Assessing the Options Available

The traditional rule of thumb is that you should put down 20 percent of the cost of the house if you decide to become a homeowner. Unfortunately, the thought of saving 20 percent of the price of a home for a down payment can be daunting for people who are trying to buy a house for the first time. If you purchase a house worth $250,000, this means that you would have to save up $50,000 to put down. Fortunately, there are multiple down payment assistance programs that can make it easier for people … [Read more...]

Filed Under: Mortgage Tagged With: Homebuyer Assistance, Mortgage, Teacher Next Door

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1471 NE 26th St Suite 100
Fort Lauderdale, FL 33305

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