Racheli Refael
  • Home
  • About
    • Meet Racheli, Your Mortgage Fairy
    • Schedule a Consultation
  • Mortgage Info
    • Credit — What Makes your Credit Score eBook
    • First Time Buyer Tips
    • First Time Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • How to Buy a Home | The Loan Process and Checklist
    • Mortgage Calculator
  • Real Estate Info
    • Boca Raton Real Estate
    • Fort Lauderdale Real Estate
    • Miami Real Estate
  • Blog
  • Leave a Review!
  • Contact
    • Contact – Connect with Racheli Online
    • Ask Racheli
Select Page

Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Poor Credit Score

by Racheli Refael | Apr 19, 2022 | Home Mortgage Tips

A poor credit history is a reality for many people, but it can be particularly daunting when it comes to investing in a house. Fortunately, if you or yours have experienced bad credit doesn’t mean that you should be penalized in the future. If your spouse has...

Spouse with Bad Credit? 3 Reasons You’ll Want to Consider a Co-signer for Your Mortgage

by Racheli Refael | Aug 24, 2021 | Home Mortgage Tips

Obtaining a mortgage can be quite a complicated process even without the financial hurdles, but if your spouse’s credit has experienced a number of difficulties, acquiring a mortgage can be even more of a burden. If you’re concerned about what bad credit...

Will Missing Mortgage Payments Impact My FICO Score? Yes – and Here’s How

by Racheli Refael | Jul 30, 2021 | Home Mortgage Tips

If you’re like most homeowners, you probably believe that one missed mortgage payment won’t have a noticeable impact on your FICO score. People get behind now and then, and besides, you’ve been faithfully making payments on time for years. How bad...

Suffering from Credit Problems? Understanding Mortgage Lenders and How They Assess Your Credit

by Racheli Refael | Apr 6, 2021 | Home Mortgage Tips

One of the most significant factors a mortgage lender will review when you apply for a new mortgage loan is your credit history and rating. While some people have stellar credit, others have a troubled credit history with lower scores. If you fall into the latter...

Four Ways That Being Diligent with Your Mortgage Payments Can Seriously Improve Your Credit

by Racheli Refael | Mar 25, 2021 | Home Mortgage Tips

The unfortunate reality is that many individuals have a lower credit rating than they would like. For many, this is caused by issues related to high debt balances, late payments and other related issues. If you have a lower credit rating, you may be wondering what...
« Older Entries

Licensing

Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

Quick Links

  • Leave Us a Review!
  • Accessibility Statement
  • Privacy Policy
  • Contact Us
Equal Housing Lender

Connect with Us on Social Media