Racheli Refael
  • Home
  • About
    • Meet Racheli, Your Mortgage Fairy
    • Schedule a Consultation
  • Mortgage Info
    • Credit — What Makes your Credit Score eBook
    • First Time Buyer Tips
    • First Time Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • How to Buy a Home | The Loan Process and Checklist
    • Mortgage Calculator
  • Real Estate Info
    • Boca Raton Real Estate
    • Fort Lauderdale Real Estate
    • Miami Real Estate
  • Blog
  • Leave a Review!
  • Contact
    • Contact – Connect with Racheli Online
    • Ask Racheli
Select Page

The Pros and Cons of Using Gift Funds for Down Payments

by Angel Leon | Apr 22, 2025 | Homeowner Tips

For many homebuyers, especially first-time buyers, saving for a down payment can be one of the biggest hurdles to homeownership. Fortunately, gift funds, money given by family members, close relative, or even an employer can help bridge the financial gap. While using...

Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

by lizlaurenb | Feb 15, 2023 | Mortgage Tips

In these days of low interest rates, it can be a great idea to get into the real estate market and invest in a home. However, if you don’t have the funds saved up to buy a home outright, it may seem like more of a burden than it’s worth. The good news is...

Is It Worth It to Put More Than 20 Percent Down?

by lizlaurenb | Feb 1, 2023 | Home Buyer Tips

Are you thinking of buying a new home this spring or summer? If so, you’re not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you’re a first-time buyer or a seasoned veteran of the housing market, you...

How to Calculate Your True Cost of Living and Determine How Much Mortgage You Can Afford

by Racheli Refael | Apr 15, 2022 | Home Mortgage Tips

A monthly mortgage can seem like enough of a financial responsibility on its own, but there are many factors involved in home ownership that affect its fiscal feasibility. If you’re in the market for a house and are wondering how your income will stack up...

How to Calculate Your True Cost of Living and Determine How Much Mortgage You Can Afford

by Racheli Refael | Feb 11, 2022 | Home Mortgage Tips

A monthly mortgage can seem like enough of a financial responsibility on its own, but there are many factors involved in home ownership that affect its fiscal feasibility. If you’re in the market for a house and are wondering how your income will stack up...
« Older Entries

Licensing

Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

Quick Links

  • Leave Us a Review!
  • Accessibility Statement
  • Privacy Policy
  • Contact Us
Equal Housing Lender

Connect with Us on Social Media