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Understanding the Jumbo Mortgage and Why Refinancing is Different

by lizlaurenb | Dec 8, 2023 | Home Mortgage Tips

The contemporary trend towards expansive dimensions is palpable in various aspects of modern life. Oversized soft drinks, large fast-food meals, and expansive smartphones have become ubiquitous. However, one unlikely sector experiencing a similar trend is the realm of...

You Ask, We Answer: What Are the Pros and Cons of Private Mortgage Insurance?

by lizlaurenb | Dec 6, 2023 | Home Mortgage Tips

It’s easy to get Private Mortgage Insurance (PMI) confused with homeowners’ insurance, but PMI is an entirely different thing that may or may not be necessary when it comes to your home purchase. If you’re going to be investing in a home in the near...

Will Getting a Mortgage Help My Credit Score?

by lizlaurenb | Nov 2, 2023 | Credit, Homeowner Tips

Getting a mortgage can potentially help your credit score, as long as you make your payments on time and in full each month. Payment history is one of the most important factors that influence your credit score, so consistently making your mortgage payments on time...

The LTV Ratio How Loan to Value Works and Why You Need to Understand This Ratio

by lizlaurenb | Oct 13, 2023 | Mortgage

Are you in the market for a new home? If you plan on using mortgage financing to buy your next home you’ve likely heard the phrase “loan-to-value” or the acronym “LTV” before. Let’s take a quick look at the loan-to-value ratio...

A Quick Look at Reverse Mortgages: The Golden Ticket to Enjoying Your Golden Years

by lizlaurenb | Sep 28, 2023 | Home Mortgage Tips

With a high volume of millennials set to enter the real estate market this year, it may seem like all the available options out there were created to snag new home buyers. However, there are products available on the market that cater to those who are in their golden...
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Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

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