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Suffering from Credit Problems? Understanding Mortgage Lenders and How They Assess Your Credit

by Racheli Refael | Apr 6, 2021 | Home Mortgage Tips

One of the most significant factors a mortgage lender will review when you apply for a new mortgage loan is your credit history and rating. While some people have stellar credit, others have a troubled credit history with lower scores. If you fall into the latter...

The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

by Racheli Refael | Mar 30, 2021 | Home Mortgage Tips

If you are thinking about buying a new home in the near future, you may already be searching online to get a feel for the different types of homes available in the local area. You may have reviewed your budget, and you may have a fair idea about a sales price that is...

Three Tips For Reducing Your Closing Costs If You’re Looking Forward To Buying A Home In The Spring

by Racheli Refael | Feb 23, 2021 | Home Mortgage Tips

Spring is aproaching fast and it is usually the busiest time of the year for home buying. After a long and cold winter, many people are ready to enjoy the nicer weather and begin to shop for a new home. Spring is also the perfect time for home buying for families with...

Variable-Rate VS. Fixed-Rate Mortgages – Which Is Better For Your Financial Situation?

by Racheli Refael | Feb 19, 2021 | Mortgage Rates

When applying for a new home mortgage, many loan applicants initially consider applying for a 30-year fixed rate mortgage. This is perhaps the most common and traditional type of mortgage available. It allows you to enjoy the opportunity to pay for your home over the...

Understanding The Key Factors That Affect Your Mortgage Interest Rate

by Racheli Refael | Feb 18, 2021 | Mortgage Rates

When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. These may be rates that seem too good to be true, and you may gladly contact the lender or mortgage company to complete your loan application....
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Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

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