Racheli Refael
  • Home
  • About
    • Meet Racheli, Your Mortgage Fairy
    • Schedule a Consultation
  • Mortgage Info
    • Credit — What Makes your Credit Score eBook
    • First Time Buyer Tips
    • First Time Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • How to Buy a Home | The Loan Process and Checklist
    • Mortgage Calculator
  • Real Estate Info
    • Boca Raton Real Estate
    • Fort Lauderdale Real Estate
    • Miami Real Estate
  • Blog
  • Leave a Review!
  • Contact
    • Contact – Connect with Racheli Online
    • Ask Racheli
Select Page

What Percentage of Your Income Should Go Toward a Mortgage?

by Angel Leon | Apr 29, 2025 | Mortgage Tips

When buying a home, one of the most critical financial decisions is determining how much of your income should go toward your mortgage. Striking the right balance ensures that you can comfortably afford your home without stretching your budget too thin. Lenders use...

Comprar un Auto Nuevo Afecta la Capacidad de Comprar una Casa Nueva

by Angel Leon | Jan 30, 2025 | Home Mortgages, Spanish

Compare un auto nuevo puede afectar tu capacidad para adquirir una casa nueva de varias maneras. Aquí tienes algunos factores a considerar: Relación deuda-ingresos (DTI): Cuando solicitas un préstamo hipotecario, tu prestamista considerará tu relación deuda-ingresos...

How Do Mortgage Lenders Decide How Much You Can Borrow?

by lizlaurenb | Oct 18, 2023 | Mortgage, Mortgage Tips

When it comes to buying a home, one of the most critical factors to consider is how much you can borrow through a mortgage. Mortgage lenders play a pivotal role in determining your borrowing capacity. We will delve into the intricacies of how mortgage lenders decide...

Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage

by lizlaurenb | Apr 6, 2023 | Mortgage Tips

If you are looking to buy a home, you may want to consider shopping for a loan first. Having your financing squared away ahead of time can make it easier to be taken seriously by buyers and help move along the closing process. For those who are looking to get a...

Licensing

Cornerstone Mortgage
Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

Quick Links

  • Leave Us a Review!
  • Accessibility Statement
  • Privacy Policy
  • Contact Us
Equal Housing Lender

Connect with Us on Social Media