by Angel Leon | Jul 31, 2025 | Blog, Spanish
Construir un perfil crediticio desde cero puede ser una tarea abrumadora, especialmente para quienes no tienen historial de crédito. A estos individuos, a menudo se les conoce como personas con un “archivo crediticio delgado”, y enfrentan desafíos al solicitar...
by Angel Leon | Jul 30, 2025 | Personal Finance
Private mortgage insurance, or PMI, is often required when a homebuyer makes a down payment of less than twenty percent. While PMI helps lenders reduce risk, it adds extra cost to your monthly mortgage payment. The good news is that you may be able to remove PMI...
by Angel Leon | Jul 29, 2025 | Mortagage Tips
When evaluating the housing market, many people focus on home prices and interest rates. However, one critical factor that often goes unnoticed is the strength of the local job market. Employment trends directly affect mortgage lending by influencing both buyer demand...
by Angel Leon | Jul 28, 2025 | Financial Reports
Very little was released this week due to the major inflation data releases from the previous week. The Leading Economic Index was the most significant—and only—impactful release this week, showing a further decline in overall sentiment about the current...
by Angel Leon | Jul 25, 2025 | Mortgage Tips
When evaluating the housing market, many people focus on home prices and interest rates. However, one critical factor that often goes unnoticed is the strength of the local job market. Employment trends directly affect mortgage lending by influencing both buyer demand...
by Angel Leon | Jul 24, 2025 | Mortgage Tips
Buying a home is one of the most exciting financial decisions you will ever make, but understanding what you can comfortably afford each month is essential for long-term success. Your ideal monthly mortgage payment should not just fit within your budget today, but...
by Angel Leon | Jul 24, 2025 | Blog, Spanish
Comprar una casa es un gran paso, y ahorrar para el pago inicial puede parecer una meta difícil de alcanzar. Afortunadamente, existen varias formas de reunir ese dinero. Desde regalos familiares y ahorros personales hasta el uso de tu 401(k) o programas de asistencia,...
by Angel Leon | Jul 23, 2025 | Mortgage Rates
When purchasing a home, every detail matters, especially your interest rate. One strategy that many buyers overlook is the mortgage rate buydown. A buydown allows you to lower your interest rate for the first few years of your loan, or even permanently, by paying...
by Angel Leon | Jul 22, 2025 | Mortgage Tips
Purchasing a home is a significant milestone, but for many buyers, saving for a large down payment can feel overwhelming. Thankfully, low down payment programs can offer a solution, making homeownership more accessible than ever before. However, before choosing one of...
by Angel Leon | Jul 21, 2025 | Financial Reports
While inflation has slowed down since the pandemic, it is showing a faster-than-expected rise for consumers, as the CPI (Consumer Price Index) has reported a higher than expected 0.3% increase, contrasted to the 0.2% expected increase. Meanwhile, the PPI (Producer...
