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Racheli Refael January 12, 2021

Should I Shorten My Mortgage Term, Important Factors To Consider

When you first bought your home a few years ago, perhaps you started off with a 30 year mortgage. Now, you are considering refinancing and changing it to a 20 year or even a 15 year mortgage. Shortening your mortgage term and refinancing can be a smart financial move, but before you make this decision there are a number of factors that you should consider. Switching to a shorter mortgage will mean that your monthly payments will be higher, but you will be 100% paid off much sooner and you will … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Rates, Refinancing

Racheli Refael October 29, 2020

The Required Steps For A Smooth Mortgage Refinance Process

There are lots of people who have heard that one of the top ways to ensure the best mortgage rate possible is to refinance. At the same time, it is critical to make sure that this process is planned out accordingly. Therefore, there are a few steps that everyone has to follow to make sure they are able to handle the mortgage refinancing process in a smooth manner that leads to the best rate possible. Ask If A Refinance Is The Right Step There are a lot of people who assume that a mortgage … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage Rates, Mortgage Tips, Refinancing

Racheli Refael October 2, 2020

Should Homeowners Refinance?

Most people have heard the saying that it might be a good idea to refinance if mortgage rates drop. For those who might not know, refinancing is essentially taking out a new loan to replace the old one because the new loan has a lower interest rate. This could shorten the time span of a long time and reduce monthly payments, or save money on the total cost of the home. At the same time, refinancing is not right for everyone. How can homeowners determine if refinancing is right for them?  Do … [Read more...]

Filed Under: Mortgage Application Tagged With: Home Refinance, Mortgage Tips, Refinancing

Racheli Refael August 27, 2020

Refi or Wait? How to Choose Between Refinancing Your Mortgage Now or Waiting Until You Need the Money

Refinancing your existing mortgage may provide you with the opportunity to lower your interest rate, reduce your mortgage payment and adjust your loan term. For those homeowners who have lived in their home for more than a few years, pulling equity out of the property for everything from a luxurious vacation to making home improvements is a tempting potential benefit. However, with property values and interest rates adjusting frequently, you may wonder if now is the best time to refinance your … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Mortgage Financing, Mortgages, Refinancing

Racheli Refael May 14, 2020

3 Signs It Is Time For You To Refinance Your Mortgage

If you are looking for ways to save money on your mortgage, refinancing might be a good option. For those who might not know, refinancing can help a homeowner reduce monthly mortgage payments by switching to a lower interest rate.  Basically, the homeowner takes out one loan at a lower interest rate to pay off the old loan, which is at a higher interest rate. While the homeowner may have to pay closing costs a second time, this could save someone hundreds of thousands of dollars over the … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Mortgage, Refinancing

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Recent Posts

Get Pre-Approved Today for a new Home Mortgage with Racheli

Many Buyers Are Willing To Go Over Their Budget For The Perfect Home

What Do You Need To Know About Buying And Selling A Home During The COVID-19 Pandemic?

How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance?

Should I Shorten My Mortgage Term, Important Factors To Consider

What’s Ahead For Mortgage Rates This Week – January 11, 2021

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