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Why Co-Signing a Car Loan Can Affect Your Mortgage Application

by Angel Leon | Jan 29, 2026 | Home Buyer Tips

Co-signing a car loan may seem like a small favor for a family member or friend, but many homebuyers do not realize how much it affects their own mortgage approval. Even if you never drive the car, never make a payment, and never see the vehicle, the loan becomes...

The Impact of Rental Income on Mortgage Qualification

by Angel Leon | May 8, 2025 | Mortgage

For real estate investors and homeowners looking to purchase additional properties, rental income can play a crucial role in mortgage qualification. Lenders often consider this income when assessing a borrower’s ability to repay a loan, but the way it is...

Why You Need to Be Truthful on Your Mortgage Application

by lizlaurenb | Dec 14, 2023 | Home Mortgage Tips

There are few things better than finding your dream home and being able to afford it, but simply because you’ve found the perfect place doesn’t mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the...

Will Getting a Mortgage Help My Credit Score?

by lizlaurenb | Nov 2, 2023 | Credit, Homeowner Tips

Getting a mortgage can potentially help your credit score, as long as you make your payments on time and in full each month. Payment history is one of the most important factors that influence your credit score, so consistently making your mortgage payments on time...

Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage

by lizlaurenb | Sep 15, 2023 | Home Mortgage Tips

Are you in the market for a new home? If you are going to rely on mortgage financing to cover some of the purchase cost, you will need to start the application process as soon as possible. However, what if you just need to know how much you will be able to borrow so...
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Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

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