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Racheli Refael January 21, 2021

Understanding The Role Of A Mortgage Prepayment Penalty Fee

When people take out a home loan, it is important to think carefully about how the home loan works. At first, the majority of the monthly payment is going to go towards interest. For example, it is not unusual for 90 percent of the monthly mortgage payments go toward interest during the first year. Then, during the latter part of the loan, most of the payment is going to go towards paying off the principal. Therefore, it should come as no surprise that a lot of homeowners are looking for ways to … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage Fees, Mortgage Prepayments, Mortgage Tips

Racheli Refael January 20, 2021

4 Steps to a Smooth Mortgage Refinance at a Rock-Bottom Rate

Right now is the best time to look at refinancing your home. Even if your current mortgage is as young as a year old, you might find that a refinance is in your best interest. Be Sure That A Refinance Makes Sense With today’s rates, refinancing makes sense for many homeowners, but it might not be the right move for you. Depending upon your mortgage, you may pay a penalty if you prepay early. Also, if you’ve paid heavily into your mortgage, refinancing into a new 20 or 30 year … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Rates, Refinance

Racheli Refael January 15, 2021

Many Buyers Are Willing To Go Over Their Budget For The Perfect Home

For those who are looking for a new home, it is important to take the time to get this decision right. For a lot of people, a home is the most valuable investment they are ever going to make. As a result, it is critical to evaluate all of the options that are available. That way, everyone will get the most out of their time. What about setting a budget? How important is this and should people think about going over it? It Is Important To Budget First When someone is looking for a home, the first … [Read more...]

Filed Under: Mortgage Tagged With: Home Features, Housing Budget, Perfect Home

Racheli Refael January 14, 2021

What Do You Need To Know About Buying And Selling A Home During The COVID-19 Pandemic?

For those who are thinking about buying or selling a home during the pandemic, they may feel like this is a difficult task. Even though it is true that this is going to be a challenge, people are able to increase their success rate by adapting to a new environment. When it comes to buying or selling a home during the pandemic, there are a few tips that everyone should keep in mind.Many Showings Are Going To Be VirtualMake sure that everyone is ready to provide a virtual … [Read more...]

Filed Under: Mortgage Tagged With: COVID19, Mortgage, Virtual Purchase

Racheli Refael January 7, 2021

When Is The Best Time Of Year To Buy Things For A Home

For those who are trying to buy things for their home, it is important to think carefully. Nobody wants to overpay; however, reaching for something cheap may simply end up getting replaced quickly. There are a few highlights that everyone should consider purchasing for their home in January! Purchase Some Furniture In January First, everyone has to make sure they think about buying furniture either in January or July. A lot of furniture manufacturers provide retail stores with new pieces in … [Read more...]

Filed Under: Mortgage Tagged With: Home Improvement, January Purchases, Mortgage

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Recent Posts

Get Pre-Approved Today for a new Home Mortgage with Racheli

Let There Be Light! 3 Easy Ways to Make over a Room by Adding New Light Fixtures

Understanding The Role Of A Mortgage Prepayment Penalty Fee

4 Steps to a Smooth Mortgage Refinance at a Rock-Bottom Rate

What’s Ahead For Mortgage Rates This Week – January 19, 2021

Many Buyers Are Willing To Go Over Their Budget For The Perfect Home

How Much Home

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Fort Lauderdale, FL 33301

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