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Racheli Refael April 8, 2021

Looking at Home Mortgage Refinancing in 2021

In 2019 many people expected that the home lending market was going to eventually grow more expensive. Instead, 2020 spent its entire 12 months becoming more affordable when it came to financing a personal home, moving in the opposite direction of what was expected. Not only did the loan cost drop break previous records, but it also presented an additional opportunity for homeowners to reposition and take advantage of lower borrowing costs again. The General Advantages of a Home Loan Refinance … [Read more...]

Filed Under: Mortgage Tagged With: Low Interest Rates, Mortgage, Refinance

Racheli Refael April 7, 2021

VA vs FHA vs USDA What’s the Difference?

You may have more options than you think when it comes to securing a mortgage for your new home. While many buyers opt for conventional financing, another option or program might be a better choice for you, depending on your personal and financial situation. Learning more about FHA, USDA, and VA loans ensures you get the best possible deal for your mortgage and that you secure the loan that you need for your new home. Here’s what you need to know about these useful mortgage options. FHA … [Read more...]

Filed Under: Mortgage Tagged With: Loan Options, Mortgage, VA Loans

Racheli Refael April 2, 2021

How To Get A Mortgage If You Are A Gig Worker

Twenty years ago the economy was putting the dot-com bubble behind it, and people were buying homes. The high majority of folks worked for someone else; they received a paycheck, were given a W-2 from their employer, and filed their income tax returns accordingly. This also provided easy documentation to loan officers when folks wanted to borrow a mortgage to buy a home. As of 2019 36 percent of workers in 2020 were identified as bona fide gig workers per the federal government, or a bit more … [Read more...]

Filed Under: Mortgage Tagged With: Gig Work, Mortgage, Mortgage Approval

Racheli Refael March 26, 2021

What Are The Most Common Mistakes Homeowners Make When Refinancing?

There are lots of people who are looking to take advantage of low interest rates to refinance their homes. This provides homeowners with an opportunity to save tens of thousands of dollars over the life of the loan. It could also allow homeowners to access equity to finance a home renovation or shave years off their mortgage. On the other hand, there are also a lot of people who make mistakes during the refinancing process. What are some of the mistakes that everyone should make sure they avoid? … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Refinancing

Racheli Refael March 23, 2021

Approved With Conditions: What Does It Mean?

Applying for a home loan might not be the most exciting part of purchasing a home; however, many homeowners need to go through a lender to purchase a home. It is exciting to hear that the approval letter has gone through; however, it is also possible for someone to see that they have been approved with conditions. What does this mean? What are some of the most common reasons why someone might have conditions? It Could Just Be Standard Procedure Sometimes, people see that they have conditions to … [Read more...]

Filed Under: Mortgage Tagged With: Loan Application, Loan Approvals, Mortgage

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Recent Posts

Get Pre-Approved Today for a new Home Mortgage with Racheli

The Three Essential Habits That Successful Home Buyers Must Embrace

Looking at Home Mortgage Refinancing in 2021

VA vs FHA vs USDA What’s the Difference?

Suffering from Credit Problems? Understanding Mortgage Lenders and How They Assess Your Credit

What’s Ahead For Mortgage Rates This Week – April 5, 2021

How Much Home

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