If you're thinking of buying a home, you've probably been thinking a lot about your credit score as well. Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could impact your mortgage application. Your Credit Score Affects Your Ability To Get A Mortgage The first thing your credit score tells a lender is whether they should lend to you at all. In some cases, if you … [Read more...]
How to Purchase A Luxury Home Without Up-sizing Your Costs
Size matters when you are buying a new home. Whether you plan to expand your family, need more room for your stuff, or are concerned with resale value, you want to get the most space for your money. Also, if you want to add a feel of luxury to your home, one of the best ways to do it is to create open spaces rather than cramming all your furniture in rooms so tiny you can barely walk around without knocking something over. Traditionally speaking, the larger a home is, the more it costs. If there … [Read more...]
Looking For A Major Lifestyle Change? Consider Buying A ‘Micro’ Home
With the sometimes high cost of buying and maintaining a home and the concept of being sustainable becoming more popular, many people are considering moving to a smaller home to minimize their impact. It's important, however, to consider what living small is really like before deciding that it's the right move for you. If you're curious about life on a smaller-scale, here are some things to contemplate beforehand. Getting Rid Of The Excess It's just a fact that a smaller amount of space means a … [Read more...]
Getting a Mortgage After a Divorce
As a Member of The NADP National Association Of Divorce Professionals I get the opportunity to help people with a home Mortgage after a divorce. Whether one spouse must refinance the marital home to remove the other from title and the mortgage or the home needs to be sold and a new home to be purchased. In the last 2 years I helped 8 clients get approved for a home mortgage. Some we had to wait and guide the borrower what to do to be ready for a home mortgage. others had to wait much longer due … [Read more...]
Multi Family Primary Residence Conventional Home Possible 3% Down
Multi Family Primary Residence Conventional Mortgage with as little as 3% Down. New program allows home buyers to buy a Multi Family primary residence with only 5 % down payment. Home Possible is a new program that allows home buyers to buy a Multi Family Primary home with only 5% down, not like regular conventional that requires 15%-25% down Payment. The other benefits are Reduced MI Insurance, Reduced Rate. FHA multifamily Primary Home requires only 3.5% down Download the Home … [Read more...]
- 1
- 2
- 3
- …
- 30
- Next Page »
