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Racheli Refael February 1, 2023

Is It Worth It to Put More Than 20 Percent Down?

Are you thinking of buying a new home this spring or summer? If so, you're not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you're a first-time buyer or a seasoned veteran of the housing market, you probably know there are significant choices to make. One of the big decisions you will have to ponder is how much you want to invest in your down payment. With that in mind, let's try to answer the question of whether or not it is worth it to put … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Down Payments, Home Buyer Tips

Racheli Refael December 27, 2022

4 Reasons Why Your Mortgage May Be Denied After Pre-approval

So you've been pre-approved for a mortgage – great! You've taken the first step toward becoming a homeowner. But before you start picking out china patterns, you'll want to keep in mind that a pre-approval isn't the same thing as a mortgage agreement. There's still no guarantee that you'll actually get a mortgage. But why would a lender deny a mortgage after pre-approving a borrower? Here's what you need to know. Sudden Changes In Income Or Employment History A number of mortgages will … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Approval Issues, Mortgage Tips

Racheli Refael December 9, 2022

Buying a Home in a Fire Risk Area: Here’s What You Need to Know

Outside of the significant financial responsibility of delving into home ownership, there can also be a lot of other risks involved that you may not have thought about before investing in a home. You'll need to protect your home against theft or burglary. And homeowner's insurance to protect your home and belongings is almost a requirement. But there are other less common occurrences you may not have thought about. If you happen to be living in an area that's at high risk of fire, here are some … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

Racheli Refael November 11, 2022

The Benefits of Using a Veterans (VA) Loan To Purchase Your Home

U.S. military veterans have opportunities to enjoy some richly-deserved benefits in other aspects of their lives, including some special options for financing their homes. VA loans may give active military personnel, retired veterans, and sometimes surviving family members of veterans the ability to purchase homes that might not prove available to them through more conventional mortgage loans. But the mere fact that you can do a thing doesn't necessarily mean that you should. In some … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Loan, VA, Veterans

Racheli Refael November 2, 2022

Downsizing? Here’s What You Can Expect When You Move From a House to a Condo

Whether the kids have moved out or you just aren't using the extra bedrooms, having a house that feels 'too big' is rarely fun. In today's post, we will share a few changes you can expect when you downsize from a large house to a smaller apartment or condo. Why Downsize At All? As you might imagine, having too much space is the primary reason that couples and families downsize. Larger homes cost more to maintain and can feel empty if it's just one or two people living there. In many cases, old … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

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Recent Posts

Get Pre-Approved Today for a new Home Mortgage with Racheli

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Is It Worth It to Put More Than 20 Percent Down?

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What’s Ahead For Mortgage Rates This Week – January 30, 2023

How Much Home

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1471 NE 26th St Suite 100
Fort Lauderdale, FL 33305

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