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The Psychology of Homebuying and Emotions vs. Financial Logic

by Angel Leon | Jul 9, 2025 | Home Buyer Tips

Buying a home is not just a financial decision, it is an emotional one too. For many people, homeownership represents stability, success, and personal freedom. Whether it is the excitement of finding your dream kitchen or imagining holidays with family, emotions...

Pet-Friendly Mortgages And How Owning Pets Could Affect Your Loan Choices

by Angel Leon | May 21, 2025 | Mortgage Tips

We love our pets, they are part of the family. But did you know that your furry (or feathered) friend could play a surprising role in your homebuying journey? While your dog probably will not impact your credit score, being a pet owner can influence where and how you...

Creative Ways to Use Mortgage Pre-Approval to Your Advantage

by Angel Leon | Apr 2, 2025 | Mortgage Tips

When shopping for a home, securing mortgage pre-approval is one of the most important steps you can take. Not only does it show sellers that you are a serious buyer, but it also gives you a clearer picture of your budget and financing options. However, many homebuyers...

How Debt-to-Income Ratio Affects Your Mortgage Eligibility

by Angel Leon | Mar 18, 2025 | Home Buyer Tips

When applying for a mortgage, lenders evaluate several factors to determine your loan eligibility. One of the most critical metrics is your Debt-to-Income Ratio (DTI). Understanding how DTI impacts mortgage approval can help you better prepare for homeownership and...

How the Purchase and Refinance Mortgage Process Works

by Angel Leon | Feb 28, 2025 | Home Mortgage Tips

When it comes to home financing, purchasing and refinancing a mortgage share similarities but serve distinct purposes. Understanding how each process works can help you make informed decisions about homeownership and financial planning. The Purchase Mortgage Process...
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Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

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