by Angel Leon | Jul 8, 2025 | Mortgage
As more homeowners look for ways to reduce utility bills and make their homes environmentally friendly, energy-efficient improvements have become a smart investment. The good news is that you do not need to pay out of pocket for all the upgrades at once. There are...
by Angel Leon | Jul 7, 2025 | Financial Reports
With next week featuring both the CPI and PPI reports, the release schedule for this upcoming week will be extremely light. This previous week featured a small number of notable data releases. First being the trade deficit which has shown a sharp decline due to the...
by Angel Leon | Jul 4, 2025 | Mortgage
As Americans prepare to celebrate the Fourth of July, it is important to reflect on the core values that define our nation: freedom, opportunity, and the pursuit of a better life. These same ideals continue to inspire individuals and families across the country to...
by Angel Leon | Jul 3, 2025 | Mortgage
What Is Mortgage Securitization?Mortgage securitization is the financial process of pooling together multiple mortgage loans and converting them into tradable investment securities. These securities are then sold to investors in the secondary market. This process...
by Angel Leon | Jul 3, 2025 | Blog, Spanish
Cuando estás listo para comprar una casa, es natural comparar opciones para encontrar la mejor tasa y condiciones hipotecarias. Pero tal vez hayas escuchado que presentar múltiples solicitudes de préstamo puede dañar tu puntaje de crédito y afectar tus planes de...
by Angel Leon | Jul 2, 2025 | Mortgage
Introduction to the ProgramThe Federal Housing Administration Title I Home Improvement Loan Program is a government-backed initiative designed to help homeowners finance necessary repairs, upgrades, and improvements to their primary residence. Established under the...
by Angel Leon | Jul 1, 2025 | Mortgage
Addressing Inequity in LendingThe mortgage approval process is a critical step in the path to homeownership. While lending guidelines are designed to promote fair and consistent evaluation, studies have shown that disparities persist based on gender and race. These...
by Angel Leon | Jun 30, 2025 | Financial Reports
With the passing of the previous busy weeks of rate decisions, this week features the Federal Reserve’s preferred inflation report in the PCE Index, which has shown that inflation has come in hotter than expected for the month of May. This likely cements the...
by Angel Leon | Jun 27, 2025 | Mortgage
June is National Homeownership Month, making it the perfect time to understand the full path to homeownership. If you are planning to buy a home, especially for the first time, knowing what to expect during the mortgage process can take away much of the stress. This...
by Angel Leon | Jun 26, 2025 | Mortgage
June is National Homeownership Month, a time to spotlight the programs that make owning a home more accessible to more people. While many potential buyers believe they need perfect credit or a large down payment, programs like HomeReady® and Home Possible®...
