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How Property Taxes Impact Your Mortgage Payment

by Angel Leon | Jun 6, 2025 | Mortgage

When buying a home, most people focus on the home price, interest rate, and monthly payment. But there’s another major factor that can significantly affect your mortgage: property taxes. These taxes can make your mortgage payment higher than expected and...

The Impact of Inflation on Mortgage Rates and Home Affordability

by Angel Leon | Jun 5, 2025 | Mortgage

Inflation has made a loud and lasting entrance into our daily lives. From groceries to gas prices, everything seems more expensive. One of the most significant areas where inflation leaves its mark is in the housing market, particularly mortgage rates and home...

How to Pay Off Your Mortgage 10 Years Early Without Extra Payments

by Angel Leon | Jun 4, 2025 | Mortgage

If you’re like most homeowners, the idea of paying off your mortgage early sounds amazing—more freedom, fewer monthly expenses, and peace of mind. But what if you could shave 10 years off your mortgage without making extra payments each month? Sounds too...

Una Visión General de los Puntos Hipotecarios

by Angel Leon | Jun 4, 2025 | Real Estate Tips, Spanish

Los puntos hipotecarios, también conocidos como puntos de descuento o puntos de originación, son tarifas que los prestatarios pagan al momento del cierre para reducir la tasa de interés de su préstamo hipotecario. Cada punto generalmente cuesta el 1% del monto total...

Will Multiple Mortgage Applications Hurt Your Credit Score?

by Angel Leon | Jun 3, 2025 | Mortgage

When you are ready to buy a home, it is natural to shop around for the best mortgage rate and terms. But you may have heard that submitting multiple loan applications can damage your credit score and throw a wrench in your homebuying plans. Here is the truth behind...
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Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

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