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Understanding the Federal Housing Administration Title I Home Improvement Loan Program

by Angel Leon | Jul 2, 2025 | Mortgage

Introduction to the ProgramThe Federal Housing Administration Title I Home Improvement Loan Program is a government-backed initiative designed to help homeowners finance necessary repairs, upgrades, and improvements to their primary residence. Established under the...

The Impact of Gender and Race on Mortgage Approval Rates

by Angel Leon | Jul 1, 2025 | Mortgage

Addressing Inequity in LendingThe mortgage approval process is a critical step in the path to homeownership. While lending guidelines are designed to promote fair and consistent evaluation, studies have shown that disparities persist based on gender and race. These...

What’s Ahead For Mortgage Rates This Week – June 30th, 2025

by Angel Leon | Jun 30, 2025 | Financial Reports

With the passing of the previous busy weeks of rate decisions, this week features the Federal Reserve’s preferred inflation report in the PCE Index, which has shown that inflation has come in hotter than expected for the month of May. This likely cements the...

From Pre-Approval to Closing What to Expect in the Mortgage Journey

by Angel Leon | Jun 27, 2025 | Mortgage

June is National Homeownership Month, making it the perfect time to understand the full path to homeownership. If you are planning to buy a home, especially for the first time, knowing what to expect during the mortgage process can take away much of the stress. This...

How HomeReady and Home Possible Mortgages Open Doors During National Homeownership Month

by Angel Leon | Jun 26, 2025 | Mortgage

June is National Homeownership Month, a time to spotlight the programs that make owning a home more accessible to more people. While many potential buyers believe they need perfect credit or a large down payment, programs like HomeReady® and Home Possible®...
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Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

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