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How Buy Now Pay Later Debt Can Affect Your Mortgage Application

by Angel Leon | Dec 23, 2025 | Mortgage Tips

Buy Now Pay Later services have become a popular way to spread out small purchases, and for many buyers, these plans feel harmless. The payment amounts are usually small, the approval process is quick, and the apps are easy to use. What many future homebuyers do not...

What’s Ahead For Mortgage Rates This Week – December 22nd, 2025

by Angel Leon | Dec 22, 2025 | Financial Reports

The Consumer Price Index was scheduled to be released this week but has once again been delayed, with no explanation provided. This left the unemployment data as the only notable economic release from last week. The data showed that unemployment numbers came in higher...

Preparing Your Mortgage for Life on One Income When a Baby Is on the Way

by Angel Leon | Dec 19, 2025 | Homeowner Tips

Welcoming a new baby is an exciting milestone, but it often comes with financial changes, especially when a household shifts to one primary income. Managing a mortgage during this transition can feel overwhelming at first, but many families successfully navigate it...

What Makes Jumbo Mortgages Different and Why Refinancing Them Requires a Specialized Approach

by Angel Leon | Dec 18, 2025 | Mortgage Tips

Not all mortgage loans are created equally, and jumbo mortgages are a clear example of that difference. These loans are designed for higher priced homes and come with unique guidelines that affect both buying and refinancing decisions. Understanding how jumbo...

Hipotecas amigables con las mascotas y cómo tener mascotas puede afectar tus opciones de préstamo

by Angel Leon | Dec 18, 2025 | Blog, Spanish

Amamos a nuestras mascotas, son parte de la familia. Pero ¿sabías que tu amigo peludo, o con plumas, puede desempeñar un papel sorprendente en tu proceso de compra de vivienda? Aunque tu perro probablemente no afecte tu puntaje de crédito, ser dueño de una mascota...
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Cornerstone First Mortgage, LLC NMLS#173855 

Racheli Refael NMLS# 64918

Branch address:
1471 NE 26th St. Suite 100
Fort Lauderdale, FL 33305

Call 954-800-0330

Racheli Mortgage Team

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