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Racheli Refael July 30, 2014

Buying a Home After Bankruptcy

N E W SHome Loans After Bankruptcy_Racheli

For people who had a bankruptcy,

If a mortgage debt has been discharged through Bankruptcy, even if a foreclosure action is completed afterwards, only the Bankruptcy seasoning period will apply.
For example,
a property with Acme Mortgage is surrendered in a Bankruptcy that was Final on 7/1/2010
but the Certificate of Title on the Foreclosure action was not done until 12/1/2012.
In this case, the Client can make application for a purchase or refinance transaction after 7/1/2014 instead of waiting until 12/1/2019.

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Filed Under: Mortgage Guidelines, Real Estate, Real Estate News

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1471 NE 26th St Suite 100
Fort Lauderdale, FL 33305

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