Mortgages without Mortgage payments... Reverse Mortgage Explained What the HECM? (pronounced He-Ck-em) Want to help more clients, or want to serve your current clients BETTER? Reverse mortgages are a tool to help many more clients that are 62 and over with options that may not have been possible without the HECM mortgage options for purchasing a home or refinancing an existing home. Join us next Wednesday for a preview to this financial tool That has been helping many of our adult … [Read more...]
Whatever You Do, Don’t Make These Common Mortgage Mistakes
Are you applying for a mortgage on your home? Keep in mind that a mortgage is a major financial decision and choosing one will have a significant impact on the rest of your life. Many people go into this decision without understanding all of the essential mortgage information they need to know, which means that they are likely to make poor choices that will result in paying much more than they need to. If you want to save yourself from throwing away your hard earned money, here are a few common … [Read more...]
Condo Financing in Florida
Many are inquiring about condo financing in Florida. https://youtu.be/8c7YX5TH0ow We had quite a few changes since the collapse of the building in surfside in 2021. Fannie Mae and Freddie Mac requirements to have a condo approved for financing have changed in February 2022. The guidelines are more “picky” especially on older buildings unless they've had their 40 or 50 year inspections and all recommendations for maintenance have been completed. For the condo- Please send me the name … [Read more...]
Advice For Purchasing A House On A Single Income
Even though a lot of people have two incomes they can use to purchase a house (theirs and their partner’s), this is not necessarily required. There are lots of people who want to take advantage of current interest rates to purchase a house, and some people are trying to do it on their own. Even though it can be a challenge to buy a house with only one income, it is certainly not impossible. There are several tips that can make it easier for everyone to afford a house with just a single … [Read more...]
Eliminate These 5 Barriers To Saving For Your Down Payment This Month!
With all the expenses that go into monthly living and the temptations that come along with life, saving money for the down payment on your new home can be quite a struggle for many people. If you're having a hard time saving and are wondering what you can do to ensure a higher bank balance next month, here are a few things that may pose a risk to getting the home of your dreams. Forgetting To Take Lunch One of the things most likely to defeat your bank balance is the daily office trip to the … [Read more...]
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