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Racheli Refael July 6, 2022

An Overview Of A Drive By Appraisal

If you are applying for a home loan of any kind, there is a high likelihood that your lender will require a home appraisal. An appraisal is done to figure out how much your home is actually worth because the lender does not want to lend you more money than you could theoretically sell the home for in the future. There are some situations where the lender might be fine with a drive/by appraisal. What does this mean? Comparing A Traditional Appraisal To A Drive By Appraisal A traditional appraisal … [Read more...]

Filed Under: Mortgage Tagged With: Appraisal, Drive By Apprasial, Mortgage

Racheli Refael July 5, 2022

What’s Ahead For Mortgage Rates This Week – July 5, 2022

Last week’s scheduled economic news included reports on home prices, pending home sales, and inflation. Weekly readings on mortgage rates and jobless claims were also released. S&P Case-Shiller: National Home Price Growth Ticks Down in April Home price growth slowed in April according to the S&P Case-Shiller National Home Price Index as growth slowed by 0.20 percent to a 20.40 percent gain year-over-year. Slower growth in home prices suggested that affordability concerns have … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Mortgage Rates

Racheli Refael July 1, 2022

Case-Shiller: Home Price Growth Slows in April

U.S. home price growth continued but slowed in April according to the S&P Case-Shiller Home Price Indices. The national home price index posted year-over-year home price growth of 20.4 percent in April as compared to the corresponding home price growth rate of 20.6 percent in March. Analysts said that diminishing affordability was slowing rapid gains in home prices seen during the pandemic. 20-City Home Price Index: Florida and Arizona Report Top Home Price Growth Rates The top three cities … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Housing Market

Racheli Refael June 30, 2022

The Quick and Easy Guide to Understanding the Math Behind Your Mortgage Closing Costs

It's amazing that in a year with extremely low mortgage rates being reported around the country, closing costs are up by as much as 6% from the previous year. Part of the reason for this is that the stricter regulations on loans have increased the costs to banks, and they always find a way to pass on new costs to the consumer. Understanding Third-Party Closing Costs When closing on a mortgage the borrower will notice a long list of additional fees that they are expected to pay for. These can … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgages

Racheli Refael June 29, 2022

You Are A Serious Buyer: How To Show It

Today, the housing market is as hot as it has ever been. There are many people who are missing out on their dream homes because they are having a hard time competing with countless other people who are in the same position as them. If you want to put yourself in the best position possible to win a bidding war, you might be thinking about paying cash for your home; however, not everyone is in the same financial position. There are a few other ways for you to show a seller's agent that you … [Read more...]

Filed Under: Mortgage Tagged With: Closing Costs, Mortgage Tips, Pre-Approval

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Recent Posts

Get Pre-Approved Today for a new Home Mortgage with Racheli

An Overview Of A Drive By Appraisal

What’s Ahead For Mortgage Rates This Week – July 5, 2022

Case-Shiller: Home Price Growth Slows in April

The Quick and Easy Guide to Understanding the Math Behind Your Mortgage Closing Costs

You Are A Serious Buyer: How To Show It

How Much Home

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1471 NE 26th St Suite 100
Fort Lauderdale, FL 33305

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